GROW South Dakota Community Programs
For more information on any of the programs below, call (605) 698-7654 or email.
Small Loan Fund
GROW South Dakota has limited loan funds available to refinance existing personal debt. Eligible loan purposes include paying off high interest debt (payday loans etc.), judgments, or to make car repairs. Loan amounts can be $500 to $1,000. There is standard 12-month term, fixed 10% interest rate, $30 original fee and a $30 counseling fee. A certificate of financial counseling is needed prior to closing. For additional information and specific loan requirements, contact Jared at (605) 698-7654. View the Small Loan Fund Application.
GROW South Dakota can provide a onetime emergency assistance grant to help individuals/families pay for rent, utilities, or other emergency needs. Income and program guides may apply. Availability of funding is limited, funds may not always be available. Apply Here for emergency services.
If you are over 60 and income eligible, you may also qualify for a monthly free box of food. Apply Here for the Commodity Supplemental Food Program
Affordable Healthcare through the Marketplace
Do you want help or need more information about the Affordable Care Act Heath Insurance Marketplace? Eligible individuals, families, and small businesses can go to www.HealthCare.gov to search for health coverage options, or you may want to get some personal assistance. Either way, you can get accurate information in easy to understand language, and make apples-to-apples comparison of private insurance plans. You can get comprehensive information about benefits and quality, with facts about price, before you make a decision.
As you explore your options on the Marketplace, there are people in your local community who can give you personal help. Certified Navigators are trained to provide unbiased information about the Health Insurance Marketplace. Carla Burns, a Navigator from GROW South Dakota will give an overview of the Health Insurance Marketplace, answer questions or enroll people for the health insurance. The Navigator will also be available for scheduled individual appointments at a later date.
It is not mandatory, but for Small Businesses with up to 50 employees that are thinking about group health insurance for their employees, new online features are coming to the SHOP Marketplace on www.HealthCare.gov in November. These changes will make it easier for small employers to find, purchase, and have their employees enroll in SHOP coverage. In addition to treach events, Carla can also be reached at 605-626-2565 or via email to answer questions or to schedule an appointment for individuals, families, and small businesses
Financial Education and/or Budget & Credit Counseling
GROW South Dakota has multiple counseling services available to assist individuals with their financial and housing needs. This is done on a one-one basis or in a small class setting. If you are interested in receiving assistance in any of these areas, please contact GROW South Dakota.
South Dakota Native Home Ownership Coalition
GROW SD, as Intermediary of a Rural Community Development Initiative (RCDI) grant, supports the efforts of the South Dakota Native Homeownership Coalition and commits staff and resources to implement technical assistance, training and capacity building. The coalition is designed to increase sustainability and individual effectiveness of the sub-recipients with the ultimate goal of increasing homeownership opportunities for Native Americans in the State of South Dakota. SDNHOC Partners Include: Thunder Valley Community Development Corporation, South Dakota Housing Development Authority, Neighborworks Dakota Home Resources, Mazaska Owecaso Otipi Financial Inc., Four Bands Community Fund, Wild Horse Butte Community Development Corporation, Oglala Sioux Tribe Partnership for Housing Inc, Lakota Fund Inc, and the Sisseton Wahpeton Housing Authority.
Rockyford School & Batesland School
GROW South Dakota built and renovated two schools to meet a critical need for underserved populations in distressed areas of South Dakota. This is an innovative financial structure to meet this critical need by creating two separate Limited Liability Companies (LLC) that utilized New Market Tax Credits and other loan funds to build/renovate the Rockyford and Batesland schools on the Lakota Pine Ridge Indian Reservation in Shannon County, South Dakota. Rockyford School LLC and Batesland School LLC, will lease the completed facilities back to the school districts in these low-income communities. The financial structure offered by GROW South Dakota allows the school district to build/renovate schools in these low-income communities. Not only will the Rockyford and Batesland schools increase educational resources for students, but they will also retain/create 356 jobs in the Shannon County School District.